The first thing to do is apply online using our Secure Loan Application.
Secure Loan Application

The second thing to do is to send in your documentation.
Below is a list of the standard paperwork required from a borrower(s) for a loan approval. With the exception of FHA and VA streamline refinances, this information and these documents are generally required across the board. So whether you are looking to get pre-approved for a purchase or just wanting to refinance your current home(s), this is your initial "paperwork-gathering" task list.

1. Last 2 years' W-2s and tax returns (all pages).
2. Most recent 30 days pay stubs.

3. Most recent 3 months statements for all banking/investment accounts (all pages).
4. Most recent quarterly retirement statement (all pages).

5. Copy or copies of your most recent mortgage statement(s) for any mortgages currently held.
6. Copy or copies of tax bill(s) and insurance policy premium(s) for any properties owned.

7. Copy of valid Driver’s License(s)
8. Copy of Social Security Card(s)
***Additional documentation may be required upon review of initial paperwork submitted***

How to submit the above documents?
1. Fax to 916-313-3469
2. Email back to me
3. Use our secure website to upload your documents
4. Mail to our physical address: 8510 Madison Ave Ste F., Fair Oaks, CA 95628

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